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Congratulations on your decision to buy a home!

Can I Qualify?

 

Normally lenders will require debt-to-income ratios of 28/36% which means that no more than 28% of your monthly pre-tax income can go towards your mortgage payment AND your monthly debt including your mortgage payment can be no more than 36%.   

Finding the right loan without the hassle

 

Here at OakStar funding, we pride ourselves on the 44 years of industry knowledge our team has and we put it to use, helping get you in to the right loan product to fit your needs.  Our Loan officers will work with you to make sure you get the best product and rates for your circumstances.  We will help you see the differences in the programs, and ultimately assist you in choosing the offer that makes the most sense for you.

  • Terms from 5 to 30 years

  • Fixed Rates

  • Adjustable Rates (aka ARMS)

  • Conforming

  • Jumbo

  • VA Loans

  • USDA Loans

Apply Now

Annual Percentage Rate (APR) Calculator

Calculate the annual percentage rate for a loan.

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Closing Costs

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

Results

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NMLS     |     FAIR LENDER     |     FAIR HOUSING

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7600 Chevy Chase Drive Ste 300

Austin, TX  78752

NMLS     |     FAIR LENDER     |     FAIR HOUSING

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